While cremation services in Sun Prairie, WI cost much less than traditional funeral and burial services, that doesn’t mean they are easy for some people to afford. If you have a loved one pass on and they didn’t leave funds behind for their final services, it might be hard for you to pay for the cremation process. You want them to get their needs met, however, and it’s important to you to find a way. Here are a few ways you could go about paying for their services.
Life Insurance Policies
Even if your loved one didn’t leave behind a lot of money, they might have had a life insurance policy. If you are named the beneficiary of that, you could use those funds to cover their cremation expenses. Depending on what kind of policy they had, the funds might cover only the cremation and then they would be gone and that’s okay. If there was extra after their services are covered, you can do more for them or use the money for your own expenses.
Go Low Cost
While most cremation packages are low in cost, the basic direct cremation packages are going to be the lowest. There’s no reason to feel bad about giving your loved one something simple. Their needs are being met in an honorable way and you don’t have to pay a lot of money to get them cared for. Go with a low cost, direct cremation and you might be able to better afford it.
Let Family Chip In
You aren’t the only person in your family and it’s possible that other family members would be willing, or even honored, to chip in for the final services. You might have some family members offer or you might have to ask around and see if anyone wants to help out. They might offer to cover a certain part of the cremation or they might just compile their money for whatever is needed.
Take Out A Loan
While it’s not ideal, you need to take care of your loved one and you might have to take out a personal loan to cover the costs. Personal loans can be used for anything, including final services. This can help you to afford the cremation because you can pay for it on a monthly basis. Instead of one lump sum, paying monthly can help you get what you need right away.
When you need cremation services in Sun Prairie, WI, it might be hard to gather the money you need for those services. Even though cremation costs a lot less than funeral services, when you aren’t prepared for the cost, it can be hard to afford. The professionals at Cress Funeral & Cremation Service are here to help you with the entire process. We want you to get what you need from start to finish. We can help with your budgeting process and helping you fit what you need into what you can afford. We want you to get what you need to honor your loved one.